澳洲论文抄袭:银行的运营管理

澳洲论文抄袭:银行的运营管理

2013年至2015年期间在法院为银行诉讼公开的资料显示,部分从银行获得金融贷款的公司是伪造的。他们以欺诈手段获取贷款,多次从金贤银行获得贷款和汇票。个别公司从银行获得多笔贷款,引起了银行使用的信用管理系统的关注。

澳洲论文抄袭:银行的运营管理

截至2013-2015年,发现银行总资产因报告贷款而增长;贷款带动的经济增速分别达到14.73%和45.9%。同时,不良贷款也大幅增加,截至2015年底,不良贷款约15.5亿元。由于贷款方、申请贷款的个人或企业之间缺乏经过审查的程序,导致了银行的问题,这很可能威胁到该行成为贷款巨擘的雄心。在该行即将成为一家整合银行的过程中,如今披露的信息可能会对该行成为省级银行的一部分构成挑战。此外,金贤银行的任何合并计划都会因此受到挑战。

澳洲论文抄袭:银行的运营管理

Information as made public in court for the proceedings of the Bank from the time period of 2013 and 2015 indicates that some of the companies which obtained financial loan from the bank did so by forging. They obtained the loans fraudulently, and obtain loans and bill of exchanges from the JINXIAN bank many times. Some specific companies were obtained multiple loans from the bank raising the concern of the credit management system that the bank used.

澳洲论文抄袭:银行的运营管理

As of the 2013-2015-time period, it was noticed that the total assets of the bank grew because of the reported loans; growth led by loans reached as much as 14.73% and 45.9% respectively. In the same time frame, the non-performing loans also leaped, and as of the year end of 2015, there was about 1.55 billion yuan in non-performing loans. The lack of through inspection processes between the lender, the person or business applying for the loan has led to issues for the bank, and this could very well be a threat to the bank’s ambition to become a lending powerhouse. Where the Bank was on its way to become a consolidate bank, now the revelations could challenge its move to become part of provincial banks. Furthermore, any bank merger plans that JINXIAN would have had was challenged because of this issue.