这份报告的目的是要了解澳大利亚最大的汽车贸易和联合工业超级年金基金(MTAA Super)。本研究的重点是该基金的主要特点、产品、服务及效益。该基金主要与在澳大利亚汽车行业工作的员工有关，为他们提供广泛的保险计划、投资选择、可行的养老金计划和退休计划。该报告讨论了一项关于该产品的深入讨论，该基金旨在促进平稳过渡到退休(MTAA Super养老金手册，2017年)。该产品的优点和缺点已经被确认为克服评估限制的策略。从这一分析中可以很容易地了解到，金融产品是复杂的，而合格的金融专家的建议在选择任何此类方案之前是关键的。因此，建议在选择相同的产品之前，寻求退休选择的人应该对产品有良好的财务建议。这将使他们免于失去他们辛苦挣来的钱，他们可以投资于可靠的计划/产品，确保退休后生活的安全回报。
The objective of this report is to gain an understanding on Australia’s largest Motor Trade and Allied Industry Superannuation fund (MTAA Super). The study is about the key features, products, services and benefits of this fund to its customers. This fund is mainly associated with the employees working in Australian automobile sector, providing them with a wide range of insurance plans, investment options, viable pension schemes and retirement plans. The report deals with an in-depth discussion about the product- MTAA Super TTR Pension offered by the fund designed to facilitate smooth transition to retirement (MTAA Super Pension Handbook, 2017). The viable features benefits and drawbacks of this product have been acknowledgedto identify strategies for overcoming the assessed limitations. It can be easily understood from this analysis that a financial product is complicated and advice from qualified financial experts is pivotal before opting for any such scheme. Hence, it is recommended that people looking for retirement options should avail sound financial advice about the product before opting for the same. This would save them from losing their hard-earned money which can be invested in reliable plans/products ensuring safe returns for an easypost-retirement life.