代写论文：责任保险
澳大利亚2012年及以上的集体诉讼表明D＆O保险意识更强。集体诉讼是一种威胁，2012年尤其可以称为分水岭年，因为仅今年就有超过2亿美元的定居点。这些形式的集体诉讼表明有必要制定强有力的保险政策来保护组织和管理层（Davis等，1991; Keay，2003）。例如，以玛丽维尔黑色星期六丛林火灾事件为例，据报道，保险或缺乏保险是造成案件结果的原因。 “同样，据报道，与Hastie集团有关的任何集体诉讼的可行性（涉嫌违反与预测降级相关的披露要求）将取决于任何资金是否仍然在崩溃集团内，或者公司是否已付D＆O责任保险“（澳大利亚公司董事学会，2013年，第5段）。自安然斗争以来，保险实践被认为更为强大，私营公司和非营利组织（至少80％）都承担了某种形式的保护其管理的责任保险。
代写论文：责任保险
然而，要理解这一演变过程中重要的一点是，并非所有的管理责任保险将与管理人员的承保范围相同（澳大利亚公司董事会，2013年）。事实上，D＆O的基本政策结构仍然存在，但特别是保护高管的条款增加了。 D＆O的一些发展领域涉及财务裁决，申请可分割性等（Alces，20009; Dickerson，2003）。现代法律环境已经发生了很大变化，针对行政部门提出的索赔类型有所增加（Thomson，2000）。因此，C方实体的覆盖范围，雇佣责任实践以及更多威胁行政管理和新规定的覆盖范围的发展变得非常必要。 Side DIC是许多公司使用的受欢迎的执行报告（Heaton，2004）。
代写论文：责任保险
Class action lawsuits in Australia in the year 2012 and above indicate a better awareness of D&O insurance. Class actions were a threat and 2012 in particular can be termed a watershed year as more than $200 million in settlements were conducted in this year alone. These form of class actions show the necessity of having strong insurance policies to protect organizations and the management (Davis et al., 1991; Keay, 2003). For instance, consider the Maryville Black Saturday bushfire incident as an example where it was reported that insurance or the lack of it was a contributor to the outcome of the case. “Similarly, it was also reported that the viability of any class action in relation to the Hastie Group (for alleged breaches of disclosure requirements in relation to forecast downgrades) would depend on whether any funds remained within the collapsed group, or if the company had paid-up D&O liability insurance” (Australian Institute of Company Directors, 2013, para. 5). Insurance practices were considered to be stronger in implementation since the Enron struggle and private companies and non-profit organizations both (at least 80 percent) carry some form of liability coverage for protecting their management.
代写论文：责任保险
However, an important thing to understand in this evolution is that not all management liability coverage will be same as coverage for executives (Australian Institute of Company Directors, 2013). In fact, basic D&O policy structures remained, but provisions to protect executives in particular grew. Some of the areas of evolution of D&O are with respect to financial adjudication, application severability etc. (Alces, 20009; Dickerson, 2003). Modern legal landscape has changed much, and the type of claims being raised against the executive has increased (Thomson, 2000). Side-C entity coverage, employment liability practices and more threaten the executive and developments of newer creating provisions for coverage have hence become necessary. Side A DIC is a popular executive coverage used by many companies (Heaton, 2004).
