澳洲论文代写价格

essay代写:银行评分制度

essay代写:银行评分制度

评分制度的设计,使审查员能够考虑和反映所有重要的财务和业务因素,以评估业绩。这些评级表明了相关银行的安全和稳健。

等级1

这清楚地表明了强大的性能和风险管理实践。这一群体中的银行和机构不受外部干扰的影响。这个系统有一些小缺点,管理人员可以很容易地处理。

等级2

这表明银行的业绩令人满意。它们能够承受外部波动。系统中的弱点可以发展成令人担忧的条件(Wirz, 2012)。

等级3

这表明其表现不太令人满意,存在缺陷。这些设备名义上能够抵抗外部干扰。这个系统的弱点是如此之多,以至于失败只是一个遥远的可能性。

等级4

这表明性能很差,需要认真考虑。这样的系统几乎不可能受到任何干扰。整个体系的弱点几乎没有消失。

等级5

这表明业绩严重亏损。任何管理人员都很难纠正这些制度。这些机构问题的严重性正处于顶峰。失败是高度预期的(Wirz, 2012)。

essay代写:银行评分制度

人们认为,评级为1或2的银行很少或根本不存在监管方面的担忧,它们高度关注业绩。评级为3、4或5的银行表示,监管方面的担忧处于中等至极端水平。这些都是脆弱的,甚至更容易在金融稳定和市场风险中引发最小的波动。

essay代写:银行评分制度

The rating system is designed such that the examiner is able to consider and reflect all significant financial and operational factors for evaluating the performance. The ratings signify the safety and soundness of the bank that is concerned.

RATING 1

This is a clear indication of strong performance and risk management practices. Banks and institutions in this group are not affected by the external disturbances. There are minor weaknesses in the system and can be handled very easily by the management.

RATING 2

This indicates satisfactory performance of the bank. These are able to withstand external fluctuations. The weaknesses in the system can develop into conditions of concern (Wirz, 2012).

RATING 3

This indicates a less satisfactory, flawed performance. These are nominally able to resist the external disturbances. The weakness in the system is so much that failure is only a remote probability.

RATING 4

This indicates poor performance and needs some serious concern. Such systems are hardly viable to any disturbance. The weakness in the entire system is hardly absent.

RATING 5

This indicates highly deficit performance. The systems can hardly be corrected by any management. The severity of problems in such institutions is at peak. The failure is highly expected (Wirz, 2012).

essay代写:银行评分制度

It is considered that the banks with ratings of 1 or 2 pose little to no supervisory concerns and are highly performance oriented. The banks with ratings 3, 4 or 5 present medium to extreme supervisory concern. These are fragile and more prone to even the smallest stirs in the financial stability and market risks.